colorado car insurance quotes Colorado auto insurance

car insurance quotes cheapest colorado How to find the ?

Car insurancec is mandatory for all drivers in colorado.Car insurance policy and regulations are enforced by the colorado insurance department.Colorado car insurance now maintain as a tort system.The meaning of tort system is fault must be established before an insurance company will pay a claim.Are you looking for colorado car insurance quotes?You are in right place ,at first you have to read some important information.Colarado car insurance is very different from that of other states.

The question you’re likely  now asking yourself: How much insurance do I need? Colorado law mandates that auto insurance policies provide the following:

Colorado auto insurance coverage options:

What  kind of Coverage	Coverage types details	Colorado  Requirements
Bodily injury liability (BI):	his coverage gives the driver financial protection in the event that he causes an accident in which another party gets hurt or killed	The minimum limits required by the state are $25,000 per person and $50,000 per accident (25/50). For added protection, financial experts recommend a minimum coverage of $100,000 per person and $300,000 per occurrence (100/300).
Property damage liability (PD):	This coverage is not limited to incidences involving a car. It extends to physical properties such as buildings, garage doors and utility poles.	Colorado state laws require a minimum of $15,000 per occurrence.
Uninsured/underinsured motorist (UM/UIM):	Covers medical and other expenses a motorist may have to deal with if he is hit by a driver without adequate auto insurance coverage. Most drivers purchase collision and comprehensive insurance as added protection,	You may select limits starting at $25,000/$50,000 (same as Colorado’s minimum liability limits) on up to the same amount of liability coverage you purchase on your own policy.
Medical payments coverage (Med Pay/MPC):		As of January 1, 2009, Colorado insurers are required to offer you $5,000 in coverage. The new law also requires your insurer to hold $5,000 of your medical payments coverage for 30 days to pay for trauma bills first.
Collision and comprehensive:	Both of these coverages are optional. While not mandatory, motorists are advised to get them as additional protection against motor vehicle theft, accidents, and other events such as damage or loss of a vehicle due to natural disasters.

At  a glance  of  Colorado Insurance Info:

Drivers (2010)	Licensed DriversRegistered Vehicles Miles Traveled Population	3,779,2734,180,298 46,940 million 5,047,692
Safety (2010)	Traffic FatalitiesTraffic Fatalities Rate State Rank (1=best) Seat Belt Usage State Rank (1=best)	4488.88 per 100,000 ppl. 15 of 51 82.9% 32 of 51
Commuting (2011)	Commute Time to WorkState Rank (1=worst)	24.5 minutes20
Roads (2010)	Miles of RoadsState Rank	88,35322 of 51
Speed Limits (2012)	Rural InterstateUrban Interstate	65-75 mph55-65 mph
Auto Thefts (2011)	Total TheftsTheft Rate State Rank (1=worst)	11,047215.9 per 100,000 ppl 24 of 51
Most Stolen Vehicles (2011)	1. 1995 Honda Accord2. 1998 Honda Civic 3. 1999 Ford Pickup (full-size) 4. 1999 Chevy Pickup (full-size) 5. 2000 Jeep Cherokee 6. 1995 Acura Integra 7. 2001 Dodge Pickup (full size) 8. 1996 Jeep Grand Cherokee 9. 1991 Toyota Camry 10. 1995 Subaru Legacy